Muhammad A. Wattoo, MD, FACP

Internal Medicine of Ithaca, PC


joining our practice

Thank you for your interest in joining our practice! We're so glad you're here! Please read below to find out more.


Insurances we are currently accepting for new patients:

  • Excellus BCBS (with exception of Excellus managed Medicare or HMO plans, as indicated on the card)
  • Excellus BCBS Federal
  • Aetna
  • Aetna Cornell Program for Healthy Living
  • Lifetime Benefit Solutions (formerly RMSCO)
  • MVP

Note: We are not accepting new Medicare patients, including patients with managed Medicare plans from commercial insurances like Excellus and MVP.

* It is the patient’s responsibility to know their insurance benefits

* We shall inform patients of our insurance acceptance policy, but it is each patient’s responsibility to confirm that we participate with their insurance plan

If you have any questions or concerns, please feel free to contact our billing office at (607-229-8029) for more information.

New patient acceptance policy:

Before your first appointment, the reason for the initial visit needs to be clearly established. For example, an annual physical, specific problem which must be stated, and the urgency of the visit.

We may not be able to provide care for patients with certain needs or diseases based on our limitations of clinical knowledge and or resources. Patient and health care provider are to determine after initial visit if a long-term patient/physician relationship is appropriate or not.

We accept responsibility of patient care once patient has been accepted in our practice after initial office visit.

New patients who are no-show for an initial appointment, without a reasonable cause, will not be given another appointment. We will assume no responsibility of any medical care for these patients.

Please arrive 30 minutes before appointment for verification of insurance information and to complete office procedures.

New patients are to complete and sign the following new patient forms and consent forms before their first appointment:

New patients must bring a photo ID and current insurance cards with them at the appointment. It is our office policy to scan patient’s photo ID with insurance card and take a photograph of new patients.  These documents are linked to the patient’s chart to identify patient in the future and prevent insurance fraud.

Out-of-Network Coverage Policy

At times, with a patient’s request, we may provide medical consultation for a patient with an insurance plan we do not accept.  In these circumstances our practice is considered out of network.

Bills for this service will be the patient’s responsibility and are considered self-pay.

Please refer to our self-pay policy below.

Patients should refer to their out of network insurance policy for details.

If you have any further billing or insurance questions, please call our billing office at: 607-229-8029 for further information.

Self-Pay Patients policy

Self-pay patients must pay in full on the day of their visit.

The amount of a self-pay bill is based on the time spent with the patient and the level of complexity of the service provided.  The level of a patient’s visit will be determined by the provider after the patient has been seen.  Our billing office will be happy to provide specific details of cost of care based on level of visit and complexity determined by provider.

Patients should call our billing office to get detailed information about cost of care.

We offer a 10% discount if the patient pays in full on the day of service.  Otherwise, the patient is responsible for the full fee.

For further inquiries, please contact our billing office at 607-229-8029.

Billing & Financial Policy

Please be sure to review our complete financial policy by visiting our Billing & Financial Policy page.

Notice for language service limitations

We are not able to provide language translation or interpretation services.